Re: Anthony Joshuas racist comments
This article too tries to paint a racist angle as it is The Guardian, but if blacks did not have loans then why would they have had issues paying off loans prior to 2008? They had loans and I would argue loans that probably should not have been made all too often.
If you are bad with money your credit rating is bad and if you are good then it is good. I suspect that because blacks have more poverty partly due to broken families being 74% of all families then it is inevitable that life is harder. Credit is a nasty temptation, but it is there. The US is flooded with it. Better to be denied in some ways!
https://www.theguardian.com/commenti...cist-heres-why
Re: Anthony Joshuas racist comments
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Originally Posted by
TitoFan
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Originally Posted by
Gandalf
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Originally Posted by
TitoFan
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Originally Posted by
Gandalf
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Originally Posted by
TitoFan
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Originally Posted by
Gandalf
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Originally Posted by
Denilson3.0
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Originally Posted by
smashup
AJ has lost loads of fans over his racist remarks
But you still get the job. You still get the loan. You still get the house. You still get the car. You can still travel anywhere in the world and racially speaking you'll have zero problems.
So tell me how is AJs alleged racism affecting whites ?
Plus I find this ironic when race is more important than money to many whites. I'm pretty sure you know that whites will hire whites with a criminal record than black ppl who are clean.
I'm pretty sure you know that.
If black people produced a car, most whites would not buy that car, no matter what. Lets just start talking real.
Quote:
Originally Posted by
smashup
you only have to look on social media to see that the vast majority are routing for Fury to beat him.
Most ppl were rooting for Fury anyway.
Master, why on earth have you liked this post? It is full of nonsense.
Before the 2008 crash plenty of black people and indeed white people, who really should not have been getting loans, did indeed get their loans. And what happened? It crashed the economy. We should not give loans easily to people.
Also, what is this thing about getting a job? Dennis you have said several times that you do well, so who exactly is denying you this mysterious job? Have you lost the job?
Do you honestly think people think about who made the car? I am sure plenty of black people work in car factories and people still buy the car. If you want a black car company then maybe a black person could set one up. I would buy it if it was affordable and efficient, but please no bling as that is distasteful.
The part about the car was nonsense. The part about the houses and loans is all too real.
You need to re-examine your views, Miles.
Restrictions were put on house ownership in many U.S. cities which kept blacks from owning homes..... and many of these restrictions persevered well into the 20th century.
Why do you think blacks traditionally occupy the worst neighborhoods? Why do you think the percentage of home ownership by blacks is so low as compared to whites?
As much as some would like to bury the past and pretend it never happened....... it's not possible.
I am talking about pre 2008, Tito. Many loans were given to people who couldn't really afford them when the tide turned. I don't really approve of loans and only do it myself if I know the risk is tiny. I would have never agreed to the kinds of mortgages people were choosing and banks were preadting with, but that is me.
People could get loans but they were unfavorable. Now there I would point out what I would call racism, but blacks could indeed get loans, but they wouldn't be good one's. I am not sure why an income of 200 grand a year would even need a loan, but again that is my mentality as I am good with money. I would just save for a few years and buy within my price range, but people and their 20 year mortgages.
It was a factor for sure and the issue was people taking on loans that were not good loans. You need to read the small print. Banks were very naughty. Not just homes but many kinds of loan. Not a fan of loan culture myself.
https://www.citylab.com/equity/2013/...ing-boom/6559/
I think we're going off on a tangent here. Denilson's point was the historical disparities in home ownership between blacks and whites. Much of this is due to restrictions on deeds which existed in the books until well into the 20th century. This is a major factor in the horrific disparities we see today. Much of the segregation still existing in U.S. cities is due to factors such as these. This has nothing to do with favorable and unfavorable loans and banks being naughty. "Blacks could indeed get loans"? Sorry... history doesn't back you on that.
Emily Badger shows that blacks were indeed getting loans and they were not very good loans in the run up to 2008. They were more likely to be denied than whites and to be subprime, but blacks have been able to get mortgages and don't forget a mortgage is only one form of loan. There are MANY types of loan be it a car loan, credit card, pay day lender, pawn shop.
:vd:
Why are we still talking about 2008, Miles?
Frankly (and I don't care what Emily Badger whoever she is says)...... it's like we're talking two different languages right now. I'm struggling to maintain a cordial tone, but it's mind-boggling how I keep mentioning discrimination against blacks in home ownership going all the way up to the mid to late 20th century......... and you keep on talking about 2008 and good loans and bad loans.
History shows that blacks were denied home ownership in many cities well into the 20th century and this has caused the wide disparity we see today.
Can we get off types of loans, credit cards, and pawn shops already?
Dennis mentioned homes among other forms of loan, Tito. It is not only about mortgages. If you are struggling to remain cordial despite no rudeness coming your way, then I recommend a hearty cup of tea and some fresh air. You will be fine.
Are we not in agreement that US law prohibits discrimination against obtaining credit based on race and that for a number of decades black Americans have been taking on a variety of loan types?
Can we not agree on that? I accept that there were issues affecting granny, but for Tyler, 45, it is a different rulebook.
Re: Anthony Joshuas racist comments
Miles... I hate to be the bearer of bad news... but you do seem in fact racist. Make of that what you will.
I've been pretty patient in trying to explain some facts to you, but you seem bent on your "single mothers" crusade, and have this maddening need to boil down everything into neat little bundles based on some preconceived notions you hang on to like a hungry dog with a steak.
https://www.mappingprejudice.org/what-are-covenants/
I urge you to read up on discriminatory practices of the past that persisted well into the last century and have denied blacks their rightful place among the nation's homeowners.
Take off your blinders and open your eyes to knowledge you may not have. It's the best way to expand your mind and increase your awareness.
Damn it dude...... from the beginning you have been chafing at the criticisms of George Floyd's murder..... preferring instead to focus on the rioting and the looting, rather than focusing on the vast majority of the people peacefully protesting this endless police racial profiling and brutality.
What's it gonna take to take the blinders off?
Re: Anthony Joshuas racist comments
A final point is that Dennis made a very vague post with no specifics there. You want to go back a century, I am just more in the world as we have it with black President types, black householders, black with credit cards and credit histories. It is the world we are in.
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
Gandalf
Are we not in agreement that US law prohibits discrimination against obtaining credit based on race and that for a number of decades black Americans have been taking on a variety of loan types?
Can we not agree on that? I accept that there were issues affecting granny, but for Tyler, 45, it is a different rulebook.
From the article:
"The Minnesota Legislature prohibited the use of racial restrictions in warranty deeds in 1953. But covenants remained commonplace in much of the nation until 1968, when the Fair Housing Act made them explicitly illegal."
1968 Miles.......... 1968.
Maybe a lifetime ago to you..... but certainly recent enough to represent not decades, but CENTURIES of discrimination on something as important as home ownership.
Now..... if you can't see how this is proof enough of the damage done to the black community over time, and the effect it still has on the proportions of home ownership in America......... I don't know what else to say to you.
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
TitoFan
Miles... I hate to be the bearer of bad news... but you do seem in fact racist. Make of that what you will.
I've been pretty patient in trying to explain some facts to you, but you seem bent on your "single mothers" crusade, and have this maddening need to boil down everything into neat little bundles based on some preconceived notions you hang on to like a hungry dog with a steak.
https://www.mappingprejudice.org/what-are-covenants/
I urge you to read up on discriminatory practices of the past that persisted well into the last century and have denied blacks their rightful place among the nation's homeowners.
Take off your blinders and open your eyes to knowledge you may not have. It's the best way to expand your mind and increase your awareness.
Damn it dude...... from the beginning you have been chafing at the criticisms of George Floyd's murder..... preferring instead to focus on the rioting and the looting, rather than focusing on the vast majority of the people peacefully protesting this endless police racial profiling and brutality.
What's it gonna take to take the blinders off?
I don't really care if me saying blacks for decades have been getting loans gets me falsely accused of being a wacist Tito.
I don't really care if not enjoying the sight of looting or indeed the killing of a retired decent black police officer gets me falsely accused of being a wacist either.
It is emotive, shallow, discourse shutting down nothingness and means little.
Long live James Toney who I am sure got a loan.
Re: Anthony Joshuas racist comments
I'm all for looking toward the future and not dwell on the past.
Which is why I came out immediately and forcefully in the forum AGAINST reparations for slavery as a bad idea.
But facts are facts.
You can't just close your eyes and wave away a couple of centuries of racial discrimination which has kept the black race down..... while blaming black social issues on bad fathers and single mothers. It doesn't work that way.
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
TitoFan
Quote:
Originally Posted by
Gandalf
Are we not in agreement that US law prohibits discrimination against obtaining credit based on race and that for a number of decades black Americans have been taking on a variety of loan types?
Can we not agree on that? I accept that there were issues affecting granny, but for Tyler, 45, it is a different rulebook.
From the article:
"The Minnesota Legislature prohibited the use of racial restrictions in warranty deeds in 1953. But covenants remained commonplace in much of the nation until 1968, when the Fair Housing Act made them explicitly illegal."
1968 Miles.......... 1968.
Maybe a lifetime ago to you..... but certainly recent enough to represent not decades, but CENTURIES of discrimination on something as important as home ownership.
Now..... if you can't see how this is proof enough of the damage done to the black community over time, and the effect it still has on the proportions of home ownership in America......... I don't know what else to say to you.
How does that affect Tyler, 45? Did he not get a loan for his car? Or a bad mortgage? 50 years Tito. Goodness me, and why am I racist for stating that blacks can, do and have been getting mortgages and loans for a long time now? 🤔
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
Gandalf
Quote:
Originally Posted by
TitoFan
Miles... I hate to be the bearer of bad news... but you do seem in fact racist. Make of that what you will.
I've been pretty patient in trying to explain some facts to you, but you seem bent on your "single mothers" crusade, and have this maddening need to boil down everything into neat little bundles based on some preconceived notions you hang on to like a hungry dog with a steak.
https://www.mappingprejudice.org/what-are-covenants/
I urge you to read up on discriminatory practices of the past that persisted well into the last century and have denied blacks their rightful place among the nation's homeowners.
Take off your blinders and open your eyes to knowledge you may not have. It's the best way to expand your mind and increase your awareness.
Damn it dude...... from the beginning you have been chafing at the criticisms of George Floyd's murder..... preferring instead to focus on the rioting and the looting, rather than focusing on the vast majority of the people peacefully protesting this endless police racial profiling and brutality.
What's it gonna take to take the blinders off?
I don't really care if me saying blacks for decades have been getting loans gets me falsely accused of being a wacist Tito.
I don't really care if not enjoying the sight of looting or indeed the killing of a retired decent black police officer gets me falsely accused of being a wacist either.
It is emotive, shallow, discourse shutting down nothingness and means little.
Long live James Toney who I am sure got a loan.
Well as long as we know where each of us stands, Miles Duke. ;) ;)
And no... Toney has never needed a loan what with all the money he made off boxing. Good thing too...... as the poor bloke can barely speak intelligibly and I'm pretty sure that's a prerequisite for a loan.
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
TitoFan
I'm all for looking toward the future and not dwell on the past.
Which is why I came out immediately and forcefully in the forum AGAINST reparations for slavery as a bad idea.
But facts are facts.
You can't just close your eyes and wave away a couple of centuries of racial discrimination which has kept the black race down..... while blaming black social issues on bad fathers and single mothers. It doesn't work that way.
Black families were stronger 50 years ago. The decay has been since the welfare state which has eroded personal responsibility. The problems today are the result of poor decisions by spoiled people who know freebies are there without needing responsibility. That automatically creates poverty? How do I know? I have been there too. Many whites have the same issues which have compounded over the same period.
Rather than teach hatred of others for one's own failings one needs to accept that things have gone wrong and to be better people. Is the UK historically like the US? No, so why are there the same issues with broken families and thug culture? Welfare state and broken down family structures among other factors.
Self responsibility will go a long way. Maybe give youths some Peterson and start a journey of personal growth rather than develop a permanent chip on the shoulder about ancestors one never knew and a society that is better than most?
The law offers equality, so use it and give life a go. Don't copy the parents if bad, copy if good and go from there. This mindset of chaos and 'Ooh racist' will lead to nowhere good. You know better than that too.
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
TitoFan
Quote:
Originally Posted by
Gandalf
Quote:
Originally Posted by
TitoFan
Miles... I hate to be the bearer of bad news... but you do seem in fact racist. Make of that what you will.
I've been pretty patient in trying to explain some facts to you, but you seem bent on your "single mothers" crusade, and have this maddening need to boil down everything into neat little bundles based on some preconceived notions you hang on to like a hungry dog with a steak.
https://www.mappingprejudice.org/what-are-covenants/
I urge you to read up on discriminatory practices of the past that persisted well into the last century and have denied blacks their rightful place among the nation's homeowners.
Take off your blinders and open your eyes to knowledge you may not have. It's the best way to expand your mind and increase your awareness.
Damn it dude...... from the beginning you have been chafing at the criticisms of George Floyd's murder..... preferring instead to focus on the rioting and the looting, rather than focusing on the vast majority of the people peacefully protesting this endless police racial profiling and brutality.
What's it gonna take to take the blinders off?
I don't really care if me saying blacks for decades have been getting loans gets me falsely accused of being a wacist Tito.
I don't really care if not enjoying the sight of looting or indeed the killing of a retired decent black police officer gets me falsely accused of being a wacist either.
It is emotive, shallow, discourse shutting down nothingness and means little.
Long live James Toney who I am sure got a loan.
Well as long as we know where each of us stands, Miles Duke. ;) ;)
And no... Toney has never needed a loan what with all the money he made off boxing. Good thing too...... as the poor bloke can barely speak intelligibly and I'm pretty sure that's a prerequisite for a loan.
Are you insulting James Toney? He is black. I am suspecting something. It must be his color! It must be! Racist! Racist! Racist! 😟😁
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
Gandalf
Quote:
Originally Posted by
TitoFan
Quote:
Originally Posted by
Gandalf
Quote:
Originally Posted by
TitoFan
Miles... I hate to be the bearer of bad news... but you do seem in fact racist. Make of that what you will.
I've been pretty patient in trying to explain some facts to you, but you seem bent on your "single mothers" crusade, and have this maddening need to boil down everything into neat little bundles based on some preconceived notions you hang on to like a hungry dog with a steak.
https://www.mappingprejudice.org/what-are-covenants/
I urge you to read up on discriminatory practices of the past that persisted well into the last century and have denied blacks their rightful place among the nation's homeowners.
Take off your blinders and open your eyes to knowledge you may not have. It's the best way to expand your mind and increase your awareness.
Damn it dude...... from the beginning you have been chafing at the criticisms of George Floyd's murder..... preferring instead to focus on the rioting and the looting, rather than focusing on the vast majority of the people peacefully protesting this endless police racial profiling and brutality.
What's it gonna take to take the blinders off?
I don't really care if me saying blacks for decades have been getting loans gets me falsely accused of being a wacist Tito.
I don't really care if not enjoying the sight of looting or indeed the killing of a retired decent black police officer gets me falsely accused of being a wacist either.
It is emotive, shallow, discourse shutting down nothingness and means little.
Long live James Toney who I am sure got a loan.
Well as long as we know where each of us stands, Miles Duke. ;) ;)
And no... Toney has never needed a loan what with all the money he made off boxing. Good thing too...... as the poor bloke can barely speak intelligibly and I'm pretty sure that's a prerequisite for a loan.
Are you insulting James Toney? He is black. I am suspecting something. It must be his color! It must be! Racist! Racist! Racist! 😟😁
Pretty sure they'd have Slur-to-English translators on hand at the bank though. As you say, banks are "naughty" and at the ready to take your business.
Re: Anthony Joshuas racist comments
aaaaaaaaaaaaaaaand TITO gets the 2020 Patience Award. Tito, eres un hombre mucho mas mejor que yo. A REAL saint right there. I couldn't do it.
Re: Anthony Joshuas racist comments
Quote:
Originally Posted by
NoSavingByTheBell
aaaaaaaaaaaaaaaand TITO gets the 2020 Patience Award. Tito, eres un hombre mucho mas mejor que yo. A REAL saint right there. I couldn't do it.
I tried bro.... I really did. Thought I could bring him back from the dark side.
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Re: Anthony Joshuas racist comments