What I'm thinking is that if you specify a UD, MD, SD...and your fighter wins via another type of decision excluding KO or TKO, you should be granted 1 point instead of having a 3 point deduction.
In terms of the KO/TKO rules governing all types of stoppages:
I think it may be best to modify the rule so that if your fighter wins via decision you will not lose any points.
Your feedback would be appreciated.
I'll leave this up for the week.
Of course, majority vote wins in either case.