Actually on reflection the answer is easy.
A double amputee who has lost both legs rides his motorised wheelchair up the high street to a furniture shop to take back a stool he had bought previously but didn't like. He exchanges it for a nice chair and then goes home.
You forget the Baggins is a master of riddles, it's how I got away from Gollum after all
Collects his £500 back from Sharla and also goes to sleep £10 up and with a smug grin on his face
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