Earthquake

[InTheNeutralCorner]

I didn't feel anything, I just heard the building settle....I was kind of disappointed.






BTW you can't bind insurance coverage for Earthquakes until 7 days after the last tremor.

Insurance companies can't have people filing claims immediately after purchasing policies now can they. That wouldn't be profitable......but of course we know the insurance companies are our friends(insert sarcasm where you please)

Hey hate on insurance all you want, but its common damn sense. "Hey an earthquake just happened, let me get coverage and then when an aftershock happens I can find some damage and screw the Insurance company"....I also like how people don't understand that once a hurricane gets past a certain longitude and latitude you can't bind coverage....else everyone would wait til the hurricane was right on top of them to get covered.

The big companies can be pretty shitty, but your agent never should be....unless you're one of those bad clients

But the insurance companies have inspectors who check on the house to make sure there is no damage before they provide coverage. So you really can't sneak up on them and get coverage for a damage that is already there. And I believe a number of them would not provide basic coverage for damages caused by the "acts of God" such as earthquakes, hurricanes, floods, tornadoes, and even war.

[El Kabong]

I didn't feel anything, I just heard the building settle....I was kind of disappointed.






BTW you can't bind insurance coverage for Earthquakes until 7 days after the last tremor.

Insurance companies can't have people filing claims immediately after purchasing policies now can they. That wouldn't be profitable......but of course we know the insurance companies are our friends(insert sarcasm where you please)

Hey hate on insurance all you want, but its common damn sense. "Hey an earthquake just happened, let me get coverage and then when an aftershock happens I can find some damage and screw the Insurance company"....I also like how people don't understand that once a hurricane gets past a certain longitude and latitude you can't bind coverage....else everyone would wait til the hurricane was right on top of them to get covered.

The big companies can be pretty shitty, but your agent never should be....unless you're one of those bad clients

But the insurance companies have inspectors who check on the house to make sure there is no damage before they provide coverage. So you really can't sneak up on them and get coverage for a damage that is already there. And I believe a number of them would not provide basic coverage for damages caused by the "acts of God" such as earthquakes, hurricanes, floods, tornadoes, and even war.

wind damage is covered, flooding isn't. A bad foundation isn't covered, and of course earthquakes aren't covered until you get "Earthquake Coverage". Why the fuck would war be covered And also war isn't an "Act of God". Why is this done? Well its all quite simple really, its so the companies can make a profit and use that profit (yes to pay employees and CEO's but also) to cover losses suffered by their clients.

The people that "hate insurance" simply don't understand it or have the entitlement mentality and think "Hey I'm paying for something and I want to "get mine" back.