Also quit with the demonising element. I respect people that do well for themselves and that means both you and KS. The only element I question is the military aspect as I find it impossible to reconcile politicians saying shove and people going into wars that they know are nonsense. That aspect I find very sketchy and could never imagine myself being put in that position, but asides from that bar work, teaching, some aspects of the military, those are standup things. I don't dismiss your life nor that of KS. I am sure you are doing well, and it is better that more are doing better too. I want people to live better and more efficient lives.

I've pushed my arguments more on one side, but personally I believe that self moderation and being more careful are important too. I agree with you and KS there. I don't think you should get married have 2 kids and then realise you have no money or permanent home and then get into a mountain of debt to pay for it. That is called stupidity and that is where I get annoyed with humans as they do seem to make a lot of poor decisions. At the same time though, it isn't fair that the basics are 76% more expensive today and that is largely money going straight to the 1%. I don't see how that can be justified. Personal decision making is being taken away from people then. You can choose to delay buying a new suit, but you have to pay the rent.

I pay low rents, low taxes, have a cheap car, cheap healthcare, no children, and both of us work and as a result life is very easy. Those things are a tiny proportion of our income, but I predict it will get worse here. Having the ability to control your own disposable income is very important considering the world we live in people should be more prudent. Like you and KS, I am careful and aware. You don't need to join the rat race. I talk about being careful, but society here is much like America. People are told that they must have those children, and the big car, and the mortgage, and here private education is very costly. As a result, you have a society, with less taxes, but it does get gobbled up in private education and the silly keeping up with the Jones'. Again, it means a country living on credit to alarming levels and most don't need to do that.

Anyway, argument done because it is depressing and I am hungry.