One thing I want to clarify is that as soon as my friend offers to pay me I shall not accept the money. I don't give a damn about the five I care about treating friends a certain way. If he said look Jim me and my wife are having hardship would you mind please wiping out the small debt I would of course let it get. But to tell someone your not going to pay them back that's what pisses me off. So hopefully within a week or two he will have offer, I'll refuse, and all will be right in the world again