Life Expenses in the UK

[El Kabong]

I don't think anyone in there right mind wants to be stuck in poverty.
Miles your a professional mate so I think you judge people by your standards remember not everyone is academicly smart.
My take on life sometimes you need some luck and good contacts to get on nothing in life is a give me.!

There's an important caveat in your post.

Sometimes there's luck involved, sometimes it's poor judgement and mistakes.

He knows that. he was just pointing out to miles that it isn't always because people are merely lazy.

Well Gandalf didn't say "people are merely lazy" so yeah, there's that for you to ponder Monsieur