Bilbo

[CGM]

Unemployment is something I just dont understand. Even though I havent had a full time job in the last 5 months I have had a part time job covering me whilst I study. And prior to that I worked like a bastard all my adult life.

There must be something wrong with somebody who really cannot get a job. I know that sounds a bit off, but the world is really not that difficult if you are intelligent and willing to adapt to situations.

Sure Miles, aside from being outsourced after 25 years at the plant, there can be something wrong. People make wrong decisions, choose wrong paths, confidence can take a pounding, things don't work as planned, illness, whatever. They still have to try and deal with it. You are what, late 20s? Hope things continue to work out for you in your chosen path, it can happen to the best of us.

[CGM]

VM, Before I got into insurance and actuarial work, I played with Mortality and demographic statistics and standard formulas to develop insurance pricing models uising Lotus 123 and Excel. On my home computer. And I showed all this stuff to a guy who ended up hiring me.

If you are into investment banking, or want to be, you can work with historical financial data that is available on the net, putting your own ideas about investments to the test to see how they would work over time, that sort of stuff. Just an idea.

[Von Milash]

VM, Before I got into insurance and actuarial work, I played with Mortality and demographic statistics and standard formulas to develop insurance pricing models uising Lotus 123 and Excel. On my home computer. And I showed all this stuff to a guy who ended up hiring me.

If you are into investment banking, or want to be, you can work with historical financial data that is available on the net, putting your own ideas about investments to the test to see how they would work over time, that sort of stuff. Just an idea.

I actually did up all sorts of models on my laptop, bond duration, pricing, Black Scholes option pricing, etc. Nobody really cared.

I just interviewed for a gig in commercial banking. They said I was "too senior." They sent my resume to corporate credit, underwriting bonds and all that. But no dice. so I wrote back to commercial banking and no openings.


With all this said, I COULD go into financial advising. But with these markets, who the hell is buying? People are freaking over their investments... and there's no way anyone could make an $8million quota right now. Not in St. Catharines, Ontario, the second lowest median income in Ontario....

[CGM]

VM, Before I got into insurance and actuarial work, I played with Mortality and demographic statistics and standard formulas to develop insurance pricing models uising Lotus 123 and Excel. On my home computer. And I showed all this stuff to a guy who ended up hiring me.

If you are into investment banking, or want to be, you can work with historical financial data that is available on the net, putting your own ideas about investments to the test to see how they would work over time, that sort of stuff. Just an idea.

I actually did up all sorts of models on my laptop, bond duration, pricing, Black Scholes option pricing, etc. Nobody really cared.

I just interviewed for a gig in commercial banking. They said I was "too senior." They sent my resume to corporate credit, underwriting bonds and all that. But no dice. so I wrote back to commercial banking and no openings.


With all this said, I COULD go into financial advising. But with these markets, who the hell is buying? People are freaking over their investments... and there's no way anyone could make an $8million quota right now. Not in St. Catharines, Ontario, the second lowest median income in Ontario....

Ahhh good old Black Scholes with the lognormal distribution. I did all sorts of stuff with that for my Dad, he used it for years. Programs in Microsoft Basic I wrote 20 years ago he's still using.

Bummer about nobody caring though. Still, keep at it, as long as you have time. It's better than doing nothing, and sooner or later someone's bound to show an interest.