Honestly, below 30 is the ideal time to start thinking about it. A government pension is only ever going to get smaller and unless you have made preparations from this point on then you are likely going to be living in relative poverty.
X made a very good post above too. I am under no illusions about what is needed to be done in order to retire when I want and I am making all the necessary plans and have been doing so for a number of years now. It's also a very good point about the West, the place is just a drain. Here taxes are low and you can still put your money away with decent returns. All of my reseources are Asian based and I don't even use British banks anymore. In fact, I plan on staying independant of using any government pension. The countryside farm is already part of my mother-in laws will. I fully intend to camp out there when I reach my mid 50's. It is my version of Orwell's Jura.
I have given up completely on British life and the place will only be part of holiday plans from this point out. I have no desire to retire there. Even if I end up quitting Korea for career reasons, I fully expect to return and indulge in my small plot of land fantasy.


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