Do you live with debt?

[Munkymagic]

Excluding Mortgage

£3k on credit card and £2300 overdraft across 2 acc's that gets spanked every fookin month

[Doot]

I was 20K+ in debt from age 19-26 years old and never even tried to pay it off but now im 29 and have started paying it off fast.
down to 7k in credit card debt and 3k in a car loan. Once its paid off I will never use a CC again maybe only for booking hotels and things like that. My rent is only $800 and that is a steal for the place I am living, it should really be 2k+/month.

I figure by the end of next year I will be completely debt free. hopefully