Pre Obamacare if somebody without insurance wanted treatment they had to wait until they were sick enough to be accepted in the emergency room of their local hospital. And of course that meant that they were subject to bankrupcy, losing their house and so on as emergency room treatment is prohibitively expensive.
The doctors made the quick assessment that the baby was fine, with only slight bruises on the forehead and the nose. The baby took a short nap in Jang's arms, drank infant formula, and was discharged after a few hours.
Two years later, the medical bill arrived at their home. According to the hospital, the South Korean couple owes $18,836 for the visit to the emergency room, which lasted just over three hours. The bulk of the amount was referred to as a trauma activation fee, which costs $15,666.
Preexisting conditions are now not charged extra due to the Affordable Care Act -- Obamacare. Before Obamacare people with preexisting conditions were priced out of the market. Now the Obamacare law means that people with preexisting conditions get community rating -- the same premium rate as those without. That's why millions of people now have health insurance they didn't previously have. What part of this don't you understand?