Getting a nice tax refund.

[X]

actually, it's for the kid's college...goot thing he's only 8months old! So let's see... A single investment of $5000 compounded annually at 6% for 18years will be worth....$14,271.70. Not bad. See what saving does for you, kids?

Yes, and taking into account 4% depreciation and 3% inflation year on year, minus tax on your earnings ........ that equates to ....... precisely fuck all.

See what saving does for you, kids. Blow your money on crack and whores instead.