I pay into a private university pension, but I need to pay into it for a minimum of 5 years to get anything back on it. For it to be anything substantial I would need to pay into it for years. One of the good things is that I can take all the money out with interest if I ever decide to change my line of work.

I also pay into a compounds savings scheme with Samsung and I basically pay into it for 10 years and it accumulates over the years after and I am given the money every month once I hit 60. It stops when I am 70 though, so I need to make sure I have other investments on the go and generally speaking I am quite careful. I don't plan on living a seriously elongated life though. 70 is usually the genetic limit in my family.