investing

[Kirkland Laing]

I know nothing about stocks. I'm not just saying that, I know absolutely nothing.

I've told you before. Put your money in a nice low fee index fund. Vanguard are good but shop around. I have 30% of my dough in various index funds, 30% in real estate, 30% in with the money I manage and ten percent in various what are termed alternative investments.

The best thing you can invest in is bricks and mortar. You shouldn't be investing a lot of dough in stocks particularly in this day and age unless you have enough property to live off your property rents for the rest of your life. If you're putting a significant percentage of your dough in stocks and you don't know what you're doing, and you don't, you very most likely are not going to come out ahead.

I've had some excellent funds. One was a health and science which outperformed the market for fifteen years straight. Just now as the biotechs start tanking its a bit shaky. I would not put the majority in individual stocks but I have a couple that have done so well it always keeps my interest. I've been fortunate with my rental property, it hasn't been unoccupied for one day thus far, now that I said that I probably jinxed myself.Kirk, when you say alternative investments, what do you mean. And don't tell me I don't know what I'm doing, unless you have a graph to back that up.

What I'm trying to do here is stop you losing a lot of your money. I'm trying to work out what's in your head and post what I think is most likely to save you from yourself. You should never invest in individual stocks no matter what you've read about them.

But you've given me an idea with the graph thing. Here's a graph. Tell me all about it, as much context as possible.



It comes from here:
Shiller PE Ratio