Quote Originally Posted by Spicoli View Post
Poverty or being broke speaks many languages and definitely is not restricted to race. Debt and mistaken credit cards, loans as your own actual money will ensure you live your later days as the hard working poor. As a single male I make pretty good money, then some months I give well more than half away to tread water and keep the 8 year phone from ringing .
It does affect some races more than others statistically, but I am looking for a more general conversation really as I honestly struggle with this question.

Using what you have just said would you put that down to personal choice or society forcing it on you?