See, at the moment, there are only two fighters Floyd should fight and that is Cotto and Margarito (not Oscar AT ALL). So if Floyd beat those two, the logical and reasonable fight fan would say there is nothing else for Floyd to prove and would accept his retirement
It would be great if anybody accepted someone's retirement specially when they dominate the sport like Floyd does (even though he has 2 questionable wins) but I can assure you boxing fans will still be crying because he didn't face X or Y.
I want to see Floyd against Cotto or Margarito
I may be the minority but I just don't see Cotto or Margarito having the tools to beat Floyd. Don't get me wrong, I would savor Floyd loosing convincingly as much as I did when I saw Hamed loose but I just can't see those two guys beating Floyd. And if I had to pick between Cotto and Margarito, I would think Cotto would have an edge but still, not enough to beat a guy like Floyd who has not shown flaws/weaknesses.
which makes fans kind of side with Cotto and lean towards Floyd being afraid or wanting money first fame later.
Afraid? I doubt it. Money? Sure! Any smart boxer out there and any of us would not waste a fight for a lesser/smaller paycheck. Imagine a guy who fights 2 times a year and pick a guy who will not even bring half of what he already earned in other fights? Forget it.