Our gluttony & excess is catching up fast.Alot of it is personal fiscal responsibility,prioritizing needs over wants.Its tough all over right now.Daily directions to"keep payroll down",shave hours and such.Getting into dicey territory when I start considering who can 'take the hit' best and still sustain daily needs.Sometimes its difficult to weigh the personal aspects over buisness,but it is a must.you want to put your head in the sand somedays.
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