Quote Originally Posted by Diane View Post
It depends, since you're not married, and don't have any kids, the tax benefits would be very little, unless you are someone that has a lot of health issues. If you are healthy, and hardly go to the doctor, it's probably not necessary to do it at this time.

If you get married, and the wifey is under your plan, then it would probably be a good idea. You can sign up just before the start of every year. So if you don't do it now, you can always sign up for it for the next year.

Also I would check, on some of these plans, if you don't spend all the money by the end of the year, you lose it, it doesn't roll over into the next year. So I would check on that.
thanks..

it has a rollover feature, so you never lose the money if you don't spend it within the year.. it basically comes down to slightly higher deductibles but much lesser weekly/bi-weekly amounts out of your check (you choose what you want). i still have to do a bit more research about it though.. i have a chest injury that, although i don't believe will be able to be treated, besides maybe surgery, that iw ould like to get looked at.